Santa Cruz, CA is showing cooling conditions based on live Census ACS and macroeconomic data. Median household income is $115,475 with a price-to-income ratio of 10.5x — elevated relative to the national median. ACS median home value—an owner-estimated value, not a live sale or listing price—stands at $1,209,000, vacancy rate at 9.1%, and 57.6% of residents hold a bachelor's degree or higher. On the macro side, the 30-year mortgage rate is —, national unemployment is —, and CPI inflation is running — YoY. The Market Score of 50 reflects rate pressure, with stretched affordability and loosening inventory.
Weekly composite Market Score snapshots — not a price chart
Similar housing and demographic profiles — not individual sales
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| Market | Similarity | ACS home value | Median income | Price / income | Vacancy | Market score |
|---|---|---|---|---|---|---|
| San Francisco, CA | 88% | $1,394,500 | $140,970 | 9.9x | 12.2% | 50 |
| Seattle, WA | 81% | $938,600 | $123,860 | 7.6x | 7.7% | 50 |
| Denver, CO | 66% | $616,000 | $94,718 | 6.5x | 6.7% | 55 |
| Portland, OR | 63% | $581,500 | $90,919 | 6.4x | 5.9% | 53 |
Owner-estimated value from the U.S. Census ACS; not a live sale or listing price. Similarity also uses household income, affordability, vacancy, owner occupancy, and education metrics. Market scores use the existing ACS, FRED, BEA, and Metro Analytics model inputs.
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Market Score narrative bands are not ML forecasts. Read the methodology.